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People often over pay for car insurance. Until I decided to compare rates to decrease my expenses, I was pleased with my insurance company. I now have the same coverage but pay twenty dollars a month less with my new company. This sums up to almost two hundred and fifty dollars a year even though it didn't sound like much at first. I should have done more initial research which would have saved me more money. Getting as many insurance quotes as possible is imperative when shopping around.

Shopping for insurance can be confusing. There are so many companies and agents to choose from. In the Internet age, one of the best ways to get a company that matches your needs is to look online. You can find and compare the various choices in your area and choose which ones to get insurance quotes from.

One good thing to remember is that like many cheap things, cheap auto insurance is not always so cheap in the long run. Make sure that you are dealing with a reputable company. If you get car insurance from a company that has bad customer service you may come to regret it when you have to make a claim or even ask a simple question about your policy.

Before signing up with a company, check with friends, neighbors and co-workers to see if any of them have purchased insurance through the company you're considering. Chances are, if they insure in your area you'll be able to find someone who has been with them, and hopefully you will be able to find someone who has had to make a claim from the company.

If you can, call up the customer service number, not just the sales number. Of course most car insurance companies have plenty of staff on hand to sell you insurance, but once you become a customer they attempt to save as much as possible on customer service.

See the speed at which they answer the phone, and if you have to go through the frustrating menu that is quite large and has many options before you even get to speak to a human being. If making a claim on your car insurance is needed, it is likely that you will become stressed and you will appreciate dealing with a car insurance company that treats their customers like people.